1. Introduction

These Terms and Conditions govern your use of First Union Lending LLC website and our services. If you disagree, please do not use our website or services.

2. Using Our Website

• Age Restriction: You must be at least 18 years old to use our website and services, including text messaging.

• Legal Use Only: You may not use our website or text messaging for any illegal or unauthorised purpose. You must obey all relevant laws.

• Changes: We may modify, stop, or remove any part of our website, services, or content without notice.

• Your Responsibility: You are responsible for how you use any information or materials from our website, including text messages. We are not liable for any issues that arise.

3. Intellectual Property

All text, images, logos, software, videos, and text message content on our website are protected by copyright and other laws. You may not copy, distribute, change, or use any of our content without our written permission.

4. Privacy

• Privacy Policy: Our Privacy Policy explains how we collect, use, and protect your data, including information you share through text messages. By using our website and text messaging, you agree to our Privacy Policy.

• No Data Sharing: We do not share or sell your personal information, including the content of your text messages.

5. No Guarantees

• Information: Information on our website is for general knowledge only. We do not guarantee it is accurate, complete, or reliable.

• No Liability: We are not responsible for any losses or problems that may occur from using our website, text messaging services, or any information they provide.

6. Other Websites

We may link to third-party websites. We are not responsible for their content or how they handle your data. Use them at your own risk.

7. Limitation of Liability

As allowed by law, First Union Lending LLC is not liable for any damages (direct, indirect, or otherwise) caused by using our website, services, or text messaging.

8. Your Responsibility to Protect Us

You will protect First Union Lending LLC including its officers, directors, employees, and affiliates, from any claims, losses, or expenses (including legal costs) arising from your use of our website or if you break these Terms and Conditions.

9. Laws and Disputes

These Terms and Conditions are governed by the laws of Palm Beach County, Florida. Any disputes relating to these terms will be resolved in the courts of Palm Beach County, Florida.

10. Changes to These Terms

We may change these Terms and Conditions at any time. If we do, your continued use of our website and services, including text messaging, means you accept the updated terms.

11. Contact

For questions about these Terms and Conditions, please email us at: info@firstunionlendingllc.com